Get the Contractor Coverage You Need
At Pascal Burke Contractor Insurance, we offer affordable contractor coverage that will help you protect your business. We have all the services you need to get the coverage you need.
Protect your business with contractor insurance. As a contractor, you need to make sure you’re protected against any potential risks. That’s why we offer a comprehensive range of insurance services specifically for contractors. From commercial contractor insurance to liability coverage, we can help you find the right protection for your business.
As a contractor, you are constantly faced with new risks. Whether you are working on a new construction site or renovating an old building, you need to be protected in case of an accident. Pascal Burke Contractor Insurance can help you find the right insurance for your business, so you can focus on your work and not worry about the consequences of an accident.
Contractor Insurance Coverage
As a contractor, you need to make sure you have the right insurance coverage to protect you and your business. Pascal Burke offers a variety of insurance options for contractors, so you can find the coverage that best suits your needs. With Pascal Burke, you can be sure you’re getting the best possible coverage at a competitive price.
Pascal Burke offers a variety of insurance products for contractors,
Here’s what the essentials are:
- General liability insurance
This will kick in if you or one of your employees end up damaging a customer’s property or causing an injury on your worksite. It can save you from most of the liabilities that come your way. It is also usually required by clients to ensure that any damage done during work, is covered.
- Worker’s compensation
This is usually an important part of contractors insurance considering that it is a requirement for a contractor license and usually is needed for bidding on large projects. Not to mention, if an employee gets hurt while on a job for you, this will help protect your company and pay their medical bills or lost wages. This, as part of insurance, can be a safety net for your business.
- Commercial auto insurance
It doesn’t matter if you own one small truck or a large fleet of trucks with equipment mounted on them, commercial auto insurance is a staple for your business. The risk of an accident caused by your vehicles or to them can be pretty high. This, as part of insurance, can protect your business.
- Tools and equipment
As a contractor, the tools, and equipment you own are the most precious thing because they are how you complete your jobs. It is extremely important to keep them safe from theft and damage of any kind. Insurance has tools and equipment coverage as per your requirements, so you can replace or get your things repaired as soon as possible to keep your workflow seamless.
- Excess liability
Excess liability or umbrella insurance is coverage that kicks in when your general liability or any other insurance fails to cover you for a certain amount, larger than your policy. It is a part of contractors insurance so you can be protected when you work on large-scale development projects.
- Surety and license bonds
Bonds are a very important part of insurance, because from your license to bidding on projects, you will need several kinds of bonds throughout your career. They are an essential part of contractors insurance
- Builder’s risk
Before you can hand over your project back to a client, the building is under your custody and your protection. Any harm that may come to the buildings, like fire due to an electrical failure or flooding due to a pipe bursting. Avoid the cost of repairs, replacement and reconstruction by getting builder’s risk insurance policy as a part of your insurance.
- Installation floater
Anything, while in transit, is exposed and at risk of getting damaged in an accident, stolen or harmed in any other way. Your machinery, equipment, vehicles, and building materials are just as vulnerable, while it is being transported to and from your worksite. It also covers your surplus materials stored on-site before being used. And as far as your auto insurance, it provides SOME cover, but not complete protection. Therefore, an installation floater is a necessary part of your insurance.
- Professional liability/E&O
Even as a contractor, you can be held liable for errors and omissions in your logs, contracts or any other thing. Though it is not a necessity for smaller construction companies, it is a must-have for larger construction companies who deal with larger projects in their insurance policy.
- Business owner’s policy
As a small business, your business owner’s insurance policy is extremely important for your insurance policy. This actually bundles up general liability, workers comp, and auto insurance all in one affordable package for your insurance.
- Commercial property
This is insurance you must have if you own or rent the building you house your office in. it will also cover your supplies, inventory, warehouses, and other property not covered by general liability insurance. Commercial property insurance can be big life saver as a part of your insurance policy.
Here is a list of trades, for whom insurance and all it’s components are extremely important to have.
- Appliances and Accessories (Commercial)
- Appliances and Accessories (Residential)
- Carpentry, Framing Residential
- Carpentry Interior, Wood Flooring
- Carpentry NOC
- Carpentry Woodworking (Shop Only)
- Carpet, Rug, Furniture or Upholstery Cleaning
- Ceiling or Wall Installation
- Chimney Cleaning
- Cleaning Outside Surfaces of Buildings (Pressure Washing)
- Communication Equipment Installation
- Concrete Construction (Foundations)
- Executive supervisors
- Debris Removal
- Door, Window, Garage Doors, Assembled Millwork Installation (Metal)
- Driveway, Sidewalk, Flatwork – paving or repaving
- Dry Wall or Wallboard installation
- Electrical Work (within Buildings)
- Excavation NOC
- Fence Erection Contractors
- Floor Covering Installation (No ceramic, tile, stone, or Wood)
- Furniture/Fixtures Installation (Commercial)
- Glass Dealers and Glaziers
- Grading of Land
- House Furnishings installation, Decorations
- HVAC – Heating, Ventilating and Air Conditioning Systems
- Insulation Work-Organic or Plastic
- Janitorial Services
- Landscape Gardening
- Lawn Care Services
- Metal Erection (Decorative)
- Metal Erection (Non-Structural)
- Metal Erection (Structural)
- Painting Exterior
- Painting Interior
- Plumbing (Commercial)
- Plumbing (Residential)
- Refrigeration, installation, servicing, or repair
- Roofing (Commercial)
- Roofing (Residential)
- Septic Tank Systems
- Sewer Mains (Referral Required)
- Siding, Decking Installation
- Sign Erection
- Swimming Pool Servicing
- Swimming Pool Installation (Above Ground)
- Swimming Pools Installation (Below ground)
- Tile, Stone, Marble, Mosaic (Interior Work)
- Tree Trim & Removal
- Window Cleaning
- Water Mains
- Waterproofing, Pressure Apparatus
- Welding or Cutting
How To Get Contractor Certificate Of Insurance
Pascal Burke has you covered with our contractor insurance services. We have a variety of coverage options to choose from, so you can find the perfect fit for your business. we can help. Get a free quote today!
As a commercial contractor, you are required to have a certificate of insurance to work. This is to protect you and your company in the event of an accident or damage to property. All Contractor Insurance Services can provide you with the proper insurance coverage for your business.
Contractor Certificate of Completion for Insurance ensures that your work is properly covered by insurance and that you have the necessary coverage for your project. As a contractor, you are always on the go and exposed to a variety of risks. That’s why you need contractor insurance from Pascal Burke to help you protect your business. We offer a variety of insurance coverage options to meet your needs, including liability, workers’ compensation, and more.
We at PBIBINS specialize in contractor insurance as our CEO was a former contractor himself. This means that we understand what your contractor insurance needs as a contractor are. Feel free to call and speak to our specialists in insurance and get a free, no-obligation quote for your consideration.